{"id":627,"date":"2023-10-16T11:52:56","date_gmt":"2023-10-16T15:52:56","guid":{"rendered":"https:\/\/erbanderbfinancial.com\/wp\/?page_id=627"},"modified":"2023-11-10T15:03:19","modified_gmt":"2023-11-10T20:03:19","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/erbanderbfinancial.com\/wp\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\n\n\n<h1>Terms and Conditions<\/h1>\n<p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span style=\"color: black; font-family: &quot;Source Sans Pro&quot;, sans-serif;\">By accessing this website and any pages thereof, you agree to be\nbound by the terms of the Legal Notices and Disclaimers set out below. If you\ndo not agree with the terms and conditions of these Legal Notices, do not\naccess this website or any pages thereof.<\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">The information provided on this website is intended for\ninformational purposes only and is not intended to constitute financial,\naccounting, legal or tax advice. For information specific to your situation,\nyou should consult a licensed Financial Advisor\/Planner.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Disclaimer<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">Mutual funds and GICs are offered by Erb and Erb Financial through\nour dealer, Desjardins Financial Security Investments. Commissions, trailing\ncommissions, management fees and other expenses may be associated with these\nproducts. Please read the Fund Fact, prospectus, and\/or other relevant\ndocumentation carefully before investing. Mutual funds are not guaranteed,\ntheir values change frequently, and their past performance may not be repeated.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Electronic Communications<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">The Internet is not a secure medium and, therefore, privacy cannot\nbe guaranteed. E-mail and other forms of electronic communication are\nvulnerable to interception and missue. We cannot ensure the privacy or\nlegitimacy of any communication, and will not be responsible for any damages\nyou may incur if you communicate confidential information to us using\nelectronic means or if we communicate such information to you at your request.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Accuracy and Changes<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">Facts and information provided on this website are believed to be\naccurate at the time they are posted. However, this website could include\ninaccuracies, typographical errors, or out-of-date information. Changes may be\nmade at any time to the information on this website without prior notice. For\nconfirmation of any information published on this website, please contact us\nfor a more personalized and in depth conversation.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Disclaimer of Warranty and Limitation of Liability<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">We do not warrant the accuracy, completeness, quality, adequacy or\ncontent of any information on this website. Such information is provided\n&#8220;as is&#8221; without warranty or condition of any kind, either expressed\nor implied, including without limitation. We will not be responsible or liable\nfor any direct, indirect, special, incidental, or consequential damage, or any\nother damages whatsoever, including, without limitation, lost revenues, lost\nprofits or loss of prospective economic advantage, resulting from the use of or\nmisuse of or inability to access or use this website.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>No Solicitation<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">Nothing on this website constitutes a solicitation or offer by us\nto buy or sell products or provide services of any kind whatsoever. You should\nalways contact a professional before making any financial decisions.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Applicable Jurisdiction<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">The information on this website is intended for use by persons\nresident in Canada, in the Province of Ontario only. Any products or services mentioned\non this website are made available only in accordance with local law (including\napplicable securities laws) and only where they may be lawfully offered for\nsale.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Third Party Links<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">Any links to other websites are for convenience and information\nonly and are independent from this site and therefore we have no control over\nthe content of a linked website and will not be held liable for any\ninaccuracies in such information for the content of any linked website that are\nnot maintained by us. We make no claim that third party websites will be free\nof viruses or other destructive components on or from such links. Clicking any\nlink or linking to another website is done at your own risk.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Material to be Consulted in its Entirety<\/strong><o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">All information on this website is meant to be reviewed in its\nentirety, including any footnotes, legal disclaimers, restrictions or\ndisclosures, and any copyright or proprietary notices.<o:p><\/o:p><\/span><\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\"><strong>Segregated Funds<o:p><\/o:p><\/strong><\/span><\/p><p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<\/p><p style=\"margin: 0in 0in 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-variant-ligatures: normal; font-variant-caps: normal;\"><span style=\"font-family:&quot;Source Sans Pro&quot;,sans-serif;\ncolor:black\">Segregated fund products are offered through Desjardins Insurance\nand\/or multiple carriers. Subject to any applicable death or maturity benefit\nguarantee, any part of the premium or other amount that is allocated to a\nsegregated fund, is invested at the risk of the policy owner and may increase\nor decrease in value according to the fluctuations in the market value of the\nassets of the segregated fund.&nbsp;<o:p><\/o:p><\/span><\/p>\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-627","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/pages\/627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/comments?post=627"}],"version-history":[{"count":4,"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/pages\/627\/revisions"}],"predecessor-version":[{"id":812,"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/pages\/627\/revisions\/812"}],"wp:attachment":[{"href":"https:\/\/erbanderbfinancial.com\/wp\/wp-json\/wp\/v2\/media?parent=627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}