Terms and Conditions

By accessing this website and any pages thereof, you agree to be bound by the terms of the Legal Notices and Disclaimers set out below. If you do not agree with the terms and conditions of these Legal Notices, do not access this website or any pages thereof.

The information provided on this website is intended for informational purposes only and is not intended to constitute financial, accounting, legal or tax advice. For information specific to your situation, you should consult a licensed Financial Advisor/Planner.


Mutual funds and GICs are offered by Erb and Erb Financial through our dealer, Desjardins Financial Security Investments. Commissions, trailing commissions, management fees and other expenses may be associated with these products. Please read the Fund Fact, prospectus, and/or other relevant documentation carefully before investing. Mutual funds are not guaranteed, their values change frequently, and their past performance may not be repeated.

Electronic Communications

The Internet is not a secure medium and, therefore, privacy cannot be guaranteed. E-mail and other forms of electronic communication are vulnerable to interception and missue. We cannot ensure the privacy or legitimacy of any communication, and will not be responsible for any damages you may incur if you communicate confidential information to us using electronic means or if we communicate such information to you at your request.

Accuracy and Changes

Facts and information provided on this website are believed to be accurate at the time they are posted. However, this website could include inaccuracies, typographical errors, or out-of-date information. Changes may be made at any time to the information on this website without prior notice. For confirmation of any information published on this website, please contact us for a more personalized and in depth conversation.

Disclaimer of Warranty and Limitation of Liability

We do not warrant the accuracy, completeness, quality, adequacy or content of any information on this website. Such information is provided "as is" without warranty or condition of any kind, either expressed or implied, including without limitation. We will not be responsible or liable for any direct, indirect, special, incidental, or consequential damage, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use of or misuse of or inability to access or use this website.

No Solicitation

Nothing on this website constitutes a solicitation or offer by us to buy or sell products or provide services of any kind whatsoever. You should always contact a professional before making any financial decisions.

Applicable Jurisdiction

The information on this website is intended for use by persons resident in Canada, in the Province of Ontario only. Any products or services mentioned on this website are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.

Third Party Links

Any links to other websites are for convenience and information only and are independent from this site and therefore we have no control over the content of a linked website and will not be held liable for any inaccuracies in such information for the content of any linked website that are not maintained by us. We make no claim that third party websites will be free of viruses or other destructive components on or from such links. Clicking any link or linking to another website is done at your own risk.

Material to be Consulted in its Entirety

All information on this website is meant to be reviewed in its entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices.

Segregated Funds

Segregated fund products are offered through Desjardins Insurance and/or multiple carriers. Subject to any applicable death or maturity benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund. 

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